Here’s the truth: fintech business loans in Australia are unregulated.

Some of these “fast cash” operators charge 60%–100%+ effective interest. Yes, you read that right. You miss one payment? They can rip money straight out of your account without warning—because you ticked the box.

They’re not all crooks. But they’re not your mates either. And they love that you’re desperate, distracted, and don’t read the fine print.

Before you borrow from one of these outfits, talk to us. We’ve helped clients dig out of their traps—and we’ve helped others avoid them entirely.

If your repayments are bigger than your profit, something’s broken.

Thinking about a fintech loan?